Financial Planning With Settlements

Life settlements are a new financial management option that is in the process of gaining mainstream acceptance. One reason is demographics. The seniors market is one of the fastest growing segments of the U.S. population. More and more seniors are choosing to sell their life insurance policies. It is an attractive option for corporations or trusts that own life insurance policies, as well.

Why Perform a Life Insurance Policy Appraisal?

It is a financial planner's responsibility to explore all client alternatives when analyzing their portfolios. Part of that responsibility for older clients with health impairments is to have their life policies appraised.

When Is a Life Settlement Appropriate?

The 2001 Mortality Table and new insurance policy designs are working together to help people obtain better, cost-effective coverage. Premium financing is another innovation for helping insureds obtain the best possible coverage. Older policies may not be performing to expectation, and financial planners may find a Life Settlement could free up cash for better uses.

Add Life Settlements To Your Practice

American Life Settlements represents the policy owner, and is relentlessly effective in obtaining the highest bids from the most Life Settlement Funders. Our experience in financial services stretches back to 1965, and in Life Settlements to the late '90s. We are privately owned and completely independent. Excellent compensation is available for Planning practices.