Viatical Settlements from Your Viatical Broker

When the Insured is expected to live only 24 months or less, the payment is called a Viatical Life Settlement. There is no federal taxation when the policy sale qualifies with ß101(g) of the Internal Revenue Code, which requires written medical certification. Without this ìTwo-Year Letter,î the payment is called a Life Settlement. Finally, when the Insured is age 65 or older, it is called a Senior Settlement.

Considering Viatical Settlements through a Viatical Service

Terminally ill Insureds are fighting for their lives, and quite often have severe financial problems. Receipt of the Viatical Settlement cash from a viatical settlement company opens up new opportunities for different medical treatments, travel, and hopefully even some fun. Some Insureds use their viatical life settlement from their viatical broker to pay off old debts, arrange for the orderly transfer of assets or business interests, or make bequests while alive.

Eliminate Premiums and Keep More of Your Money

In addition to eliminating the payment of premiums, a typical Viatical Settlement from a viatical settlement company yields two to three times more money than by surrendering a Universal or Whole Life policy. Term policies have no cash surrender values at all. As a viatical service we understand those who are facing a life-threatening illnesses like AIDS or Cancer fight every day to simply maintain life itself. This struggle is overwhelming enough, without the burden of financial hardships.

Peace of Mind With Viatical Life Settlements

The battle against terminal illness can ravage the life savings of entire families. Most frightening, many individuals facing life-threatening illnesses eventually lack the financial resources even to pay for basic health care or secure housing. A viatical settlement allows someone facing a terminal illness to collect their death benefit in advance of death, easing financial burdens to create peace of mind. To make choices they might not otherwise have, such as paying for alternative medical treatments, keeping their home, or sharing funds with family, friends or favorite charities. They might even need the funds to meet day-to-day living expenses. Viatical Settlement funds may be used for any purpose, without restriction. We believe"It's Your Life Now You Have Choicesô